Invoicing Software Makes Running Your Business Easier

A fantastic invoicing software UK company would have to be Zervant. They offer the option of a free 30 day trial so you can get to know their service before making a real commitment and choose to go for a paid subscription. This means that for a whole month you can create, send and manage as many invoices as you want for free. All you need is an email to get started. Once the trail has ended you will still have access to your account although you won’t be able to send invoices. Their outstanding support team are on hand to help whenever you need it. They have a range of tools will help you keep on top of your businesses finances too.

Their invoicing software is an online, cloud based tool so no software has to be downloaded. The server works with multiple modern browsers such as Google Chrome and Microsoft Internet Explorer. You are able to manage your business finances anytime, anywhere. You will get software updates automatically To prevent any of their data being lost, they backup all of their data every single night; they even use a high security audit process to track and identify any kind of unauthorised system use. Their invoicing software includes delivery notes and credit notes. A great thing is that their invoice templates even include your own logo.

You can mark an invoice as paid, and the money will automatically be booked into your accounts using the VAT report. you can be sure that you pay the correct amount of tax. This means you can get an up to date picture of how your business is doing, it’s much quicker than having to crunch all of the numbers yourself. Their expenses features allow you to do things such as record income and provide VAT returns. Their time tracking features allow you to track the hours worked, projects and products sold. Other features of theirs include income and expense reports, sales breakdowns and mileage reports; as well as a range of other things.

They offer four different subscriptions; these are the mini, the Pro, the team and the unlimited. The mini costs £5 a month, the pro £9, the team £25 and the unlimited £54; these prices don’t include the cost of VAT each month. All of these offer premium support, time tracking, reports for your accountant and accounting tools for sole traders. They do vary slightly in the amount of users for each subscription for example for the mini and pro you can only have one user, for the team you can have two to five users and for the unlimited you can have an unlimited amount of users. Then for the mini you get three invoices per month, whereas for the pro, team and unlimited you get unlimited invoices per month.


Estate Agents In Birkenhead Say- Britain Will Have A Negative Impact In The Property Sector If They Leave The EU!

The 2016 twelve-monthly pace of property costs in the Britain have slowed to 4.9% in April, it’s decreased from being 5.7% the prior month In March of 2016 the twelve-monthly pace of property prices in the UK was at 5.7% and dropped to 4.9% in April. In April house costs rose by just 0.2%, this is the lowest monthly increase ever since last November. The demand for commercial house is currently at its lowest. In March the sales of houses was a record high, this is since landlords rushed to beat an increase in stamp study. The fall is partially due to the fact that worldwide buyers have been put off as a result of the likelihood of the Britains exit from the European Union; since the EU referendum started to be a certainty worldwide investors have lost interest in the UKs commercial property. Estate agents in Birkenhead say if Britain leave from the EU would certainly have a negative impact on the profitable property sector, this is what was said by 43% of surveyors; 6% assume it would have a good effect.

Estates agents believe that if we exit the EU then home values are going to decline, over the next few years. A positive outcome of the fall in prices of homes would be that they are more affordable for first time buyers. First time buyers would have less opposition when attempting to purchase a property. Private landlords could choose to just advertise their houses, as a result of drop in rental inflation.

Several citizens are considering whether the descend of property costs, if we exit the EU, would be a bad thing. A decrease in house costs can maybe be a positive thing, as it would bring the standard property values down to a sustainable amount. The main benefit would be that it would be beneficial for first time buyer’s particularly younger ones. It might not make things better immediately away for first time buyers, but it will as time goes on and prices drop. Home owners could not be too happy if the prices fall, as their homes can not be worth as much as they used to be and therefore might not be able to sell their home for as much. The housing market as a whole might get worse, as the next 10 years go by. This means costs of properties could become even more costly; this would result in some houses rising above £1m. This would make things harder for first time buyers.

Brexit could swipe 25% off the average property value. In North Wales there has been several houses decreasing by 7.5% in value over the past twelve months The price of houses in North Wales has been dropping, in the last twelve months, by roughly 7.5%. There would be an increase in interest rates and a major correction in the housing market, as well as lower growth, this would also trigger the abrupt fall in house prices. Unless you are a buy-to-let landlord or about to advertise your home, then the cost of properties don’t affect you. Property transactions are expected to reduce in the second quarter as probable buyers await the results Potential buyers will be awaiting the outcome of the declining costs, that will result in property transactions decreasing during the second quarter. There has previously been a fall in European buyers in the most recent 3 months; this has then contributed to a decline in prices in the capitals luxury postcodes of as much as 12% in comparison to last twelve months The lack of European buyers being interested in Britain houses over the last few months, has ended up contributing to the decrease of prices in capitals luxurious postcodes. Some property owners have decided to acquire smaller households as a result of the decrease in costs, this is since smaller houses are still in high demand.…

Hedging your fuel costs now can save you money


Oil hedging is when a company, who have high exposure to oil, hedge against the price of oil for a chosen amount of time. This means they lock in and pay the current price of oil, for however long the contract lasts, no matter whether the price of oil changes, they still only pay a set price. So, if the price of oil drops hedgers will make more money. Companies like Mandara, will charge you a sign up fee and then your company will get the difference back, if the price of oil goes up.


Mandara is a fantastic hedging and derivatives trading company. They specialise in hedging the cost of oil to businesses with a high exposure, ensuring that oil price fluctuations don’t have an adverse on their business. They only employ the most talented individuals, so that they can deliver world class service to their valued customers.

Businesses that need to buy significant amounts of oil are the ones who hedge against crude oil prices. They do this to try save themselves money in case the price of oil increases, so the oil will stay at the price it was when the contract was made, until the contract ends.


When company’s hedge oil they protect themselves from increases in the price of oil, this can help to save company’s a large amount of money, as they are getting it for a cheap price. Companies who have high oil exposures, tend to be the ones who do this as oil will cost them a lot of money overall.


The average price of petrol has fallen by more than 4p according to RAC fuel watch. It has dropped from 107.55p to 102.89p. Reducing the cost of filling up a family sized 55 litre car for the sixth consecutive month and resulting in saving £2.02 on every tank. In some places petrol is currently less than £1. Last summer, for one litre petrol was 132p and the price has now fallen to 109.7ppl.


People should lock in to the prices now, as they could stay low for the next 5 to 10 years or they can increase. However, if you hedge and lock in on these prices and the prices of oil increase you won’t have to pay any extra. In the long term, doing this could end up saving your businesses a lot of money.


If you’re a business with high exposure to oil, and decide this is a good idea for you, or you would like some more information feel free to visit or email…

Want To Start A Career In Personal Training?


There are many ways in which you can do this, it all depends on your age. If you’re a teen and have just left school you can study this type of subject in college first or you can get an apprenticeship in this area. However if you’re about 25 or older then you can take courses in personal training, most apprenticeships are for 16-18 years olds although some although accept people up to 24 years old. Then you would need to become a fitness instructor to gain clients and experience; before going in to becoming a personal trainer. To do either of these you would need to have good people and communication skills and enjoy fitness.

To become a personal trainer you will need public liability and a first aid award. This needs to include a cardio-pulmonary resuscitation award. You would have to talk to your clients about their health history, plan programmes for them and set realistic goals. You would also need to give them advice on health and nutrition changes; as well as recording their progress via measuring their heart rates and body fat levels.

The hours you work would be up to you if you’re self employed but you could work for a gym. The hours would mostly be evenings and weekends as most of your clients would probably work during the day. There is no set wage for personal trainers; plus it can again be affected by if you work for a gym or are self employed but you can earn roughly £20 and £40 an hour if you’re self employed; although if you have high profile clients you can earn between £50 and £100 an hour.

FLM are a training provider who specialise in fitness, leisure and management courses; as well as business & management and sports and active leisure apprenticeships. For fitness courses they do a range of courses and personal training packages. The four training packages are the basic personal training (PT) package, an advanced PT package, a premium+ PT package and a Premium+ PT & massage package. However, if these aren’t what you want they do allow you to contact them and they will create a package that fits your needs; if you’re wanting to do more than one course these packages will save you money. The basic package consists of a level 2 gym instructing and a level 3 personal training apprenticeship. Whereas the Premium+ PT and massage package provides you with level 2 gym instructing, level 3 personal training and level 3 exercise referral qualifications, as well as 3xCPD qualifications, a day of first aid and sports massage training. The basic package costs £1600 and the premium+ Pt and massage packages costs £3300. CPD qualifications refer to the process and tracking of skills and knowledge; it’s a way to record the experience you learn and go onto apply.

Some of the other courses available include Kettlebell training, group indoor cycling and circuit session; they also do an advanced version of Kettlebell training. They also do other courses which you wouldn’t necessarily need but may want to as it would help, like applied nutrition methods.
For more information visit

Shades Perfect For All Weather


Finding sunglasses that are comfortable, fit nicely and are stylish can be hard especially when they are prescription glasses or sports eyewear. Bolle are a fantastic company who make high quality, fashionable and comfortable sunglasses, prescription sunglasses and goggles. They stared their company in 1888 and added the goggles onto their range in 1950. They have more than 25 pairs of prescription sunglasses and overall including goggles, sunglasses and prescription sunglasses they have over 150 pairs to choose from; some only come in one set of colours and others come with a large selection of colours to choose from. Some of the prescription glasses include Tempest, Vortex, Breaker and Chase. Some of the sunglasses include 5th element pro 12071 and 6th sense. The price of these varies depending on what they’re for so goggles or prescription for example you can get goggles for as cheap as £19 but prescription are more expensive as they are customised specifically for your sight. Some of the regular sunglasses can be changed to be prescription sunglasses but the price will be increased.

A great pair of the normal sunglasses would be the 6th sense 11842; these glasses are great for cycling. These glasses come in shiny black and grey, with a modulator rose gun lens with a silver flash mirror. It has anti fog treatment, so it can be used in all climates and it’s also had oleo/hydrophobic treatment; they only cost £104. Some more pairs like this would be Coverage, King and Jude.

One pair of their fantastic goggles is Amp 21368. They are red rocket with a citrus dark orange lens. They have flow tech coating and a double lens. They also have P80 hydrophobic coating with anti fog; plus they only cost £19. These goggles help to provide protection and performance. Some more goggles like this would be Duchess, Explorer and Gravity.

Lastly one of their pairs of prescription sunglasses is the Anaconda prescription. They have B thin active design prescription and a wide range of lens tint options; as well as polycarbonate and trivex lens options, the trivex option includes black surface AR. They have had oleophobic/ hydrophobic treatment and anti fog treatment. They come in a stunning dark tortoise, if you want something different, or shiny black, if you want something basic but bold.

This company have many positive reviews saying that customers love the sunglasses and will be buying more or that they have recommended them to other people. Overall they have an average rating of about 4.2 out of 5.


Escaping the Big City – Is Country Living Possible While Working In London?

Many people enjoy living in a big city with all its business and excitement and endless opportunities, but that lifestyle is expensive and not everyone can afford it anymore. Many people feel as if they might not be able to leave the city for reasons such as work, but they want to live somewhere they know they can afford to be settled in for a long time, due to having a family.
However, a new housing development in Brooksmans Park has just opened up, offering 16 new homes with 3 or 4 bedrooms, and some they’re own garages, all around a £700,000 price range, which you would never find in London. These houses are placed conveniently two minutes away from the railway station which can then get to London in less than half an hour, so people can still easily commute into the city, alongside living in a peaceful, rural village.

The village itself is well-known for its history, such as the Brookmans Park Transmitting Station, which played a huge part in the history of transmitting in Great Britain as it was the first purpose-built twin transmitter in the world capable of broadcasting two radio programmes simultaneously back in October 1929.
Other pieces of noticeable history include the origin of the children’s nursery rhyme “Miss Moffat”, and Folly Arch which has relations to Henry VIII.

The town is has a very friendly community and family-oriented, with some of the most high-rated schools in the country, as well as the village’s low crime rates according to the national crime statistics. The economy in the town is thriving, and surrounding the traditional village filled with bakeries, butchers and other local amenities, is the countryside. This is the perfect place to walk the dog peacefully, or for some family activities. There are nature reserves, and a golf club and country club which play on 204 acres of parkland that would be ideal for a family day-out.

Living in this village would be a big change from living in a city like London, but the friendly spirit and there tradition everywhere in the pubs and the restaurants making it feel very homely. These new developments are ideal for family that want to settle down somewhere they feel secure but also need to commute to the city with ease. This is the perfect balance of city work and a country life.

For more information visit Brookmans Park website today.…

Why To Take An SEO Training Course


In the modern business world, you can buy anything or hire pretty much any service online, and enhancing the market on the web has become vital. Also having a successful business online presence has become quite important, and therefore SEO professionals are at a high demand from both small and large-scale companies who know that a good understanding of SEO is essential for functioning in today’s online business environment.

Search Engine Optimisation (SEO) is the process of affecting the visibility of a website in a search engine’s unpaid results. Essentially, it is trying to improve search engine rankings. Doing this naturally is seen as “earned”. Also by pushing a website further up the search results organically people will identify this and know they can trust the website, thus loyalty growing between the site owner and the users. If a page can be trusted, it will ultimately become more popular it will get more traffic.

SEO is important for every website owner or developer, because to drive more traffic to your website you must know how to optimise it. The best way to acquire SEO is through professionals. There are many videos and pieces of written context online that can teach you the basics of SEO, but high chances are they are outdated. Additionally, knowing the basics will help but it is better to have a further, more in-depth understanding of SEO if your job is web/computer-based. For something like SEO, it is a continuous progress, and techniques get outdated very quickly. Something that was relevant even a month back could be insignificant now; however, an SEO professional will only teach you the most up-to-date methods on Search Engine Optimisation.
In addition, hiring a full-time professional SEO service to help promote your website is going to be expensive and hurt your finances, especially if you’re a small business. If you took an SEO course, it would be cheaper and you would also know how SEO works yourself so you wouldn’t have to hire an expert. Also taking a course is more convenient because you won’t need to spend a lot of time searching for online resources – they will be provided for you during training.

Instead of reading a document for hours or watching long videos about SEO techniques, a course is always structured in a way that makes them more fun and interesting, and they promote a deeper understanding of SEO in comparison to other sources online that may not do.

In short, taking a course rather than hiring a full-price professional to help optimise your website is going to save you a lot of money, which will be very helpful for smaller businesses, and it also doesn’t hurt to learn something new, especially as in the UK not many people fully know all about SEO. For more information visit Ranking Rabbit


Protect Your Property Assets Offshore

This week we put a slightly different slant on our property blog. For investors in property such as landlords and even property fund managers, you need to consider the best way to protect your assets from tax, including income tax and even inheritance tax. In this post we want to talk about tax efficient ways to manage your property portfolio by using an offshore trust.

The concept of an offshore asset protection trust is, as the name suggests, to protect your assets, providing a shield against creditors and making it harder for them to find your assets and/or take them away. It is a financial agreement between a “trustee” who is someone who wants to keep their assets safe, and their chosen group of people to take care of them. This agreement basically means that the offshore trust would hold title to all the assets, funds and property, so the family owning it can have some distance from their assets but still knowing they are protected and private.  A lot of families create an offshore trust and put their property assets and money in it so that they pay less inheritance tax when they die, it shields their assets from scrutiny, tax and civil legislation, and it is a lot safer than onshore.
Owning property in England and having a trust situated in Isle of Man is safer than an onshore trust, but also convenient because it’s still very close. A good example of a trust company like this is Sanctuary Trust.
Trusts are often used for estate planning to ensure the people the assets are meant to go to, they go to. A lot of trusts ignore the forced heirship rule so it can be re-set up. This means, if your partner re-marries, usually your assets would go to them, but you can change it so it goes to your children instead, or whoever you want it to go to.

There are many specific advantages of an offshore trust, such as minimum formalities for incorporation, there is a means for safeguarding assets from the impact of litigation, and there are minimum formalities for incorporation. They can also be used for dubious purposes such as tax evasion and money-laundering.

They can protect your assets in many different ways too, like when you die your assets will be kept private to protect you and your descendants. Furthermore, assets left to many members of that person’s family can be structured with an offshore trust to ensure that these members receive what they are supposed to. Also, any properties held within an offshore trust are protected from, the complicated process after death.

As long as you are continuing to pay all taxes that are due in the UK, there is nothing illegal about protecting your business, family wealth or other assets through an offshore trust, and in fact is an option that everyone should consider. An onshore trust has downfalls such as it is easy to unwind a domestic trust transfer online in offshore protective jurisdictions, and there are various “look back” provisions under local bankruptcy laws which offshore asset protection jurisdictions do not recognise. Basically, onshore is just a false sense of security, whereas like traditional trusts, offshore involves trust deeds which legally binds the agreement, and make sure the person’s exact wishes concerning their assets are seen to after they die, so their assets are used appropriately.


Everything You Need To Know About Underfloor Heating In Your Home

Underfloor heating – a recessed floor heating, can run on electricity or hot water. But what are the types, advantages and disadvantages of underfloor heating? In this months article we explore this in more detail. It could be the perfect solution for your property development project.

General Principe

Underfloor heating consists of heating the whole of the floor area at a maximum temperature of 29 C. The transmission of heat to the atmosphere is then predominantly released by radiation (20 to 30% of convection). This, in turn, warms the room entire room, not just a small part of it.

Two energy sources can be used:

– Electricity, in the form of a “heating sheet” traversed by a current and placed under the floor covering.

– Hot water in the form of a pipe that runs through the floor screed according to a more or less dense network.

To avoid significant heat losses to the underside of the floor, it must have sufficient insulation.

Integration into the floor

The first option is heating through water pipes, in which the heating pipes are completely embedded in the concrete screed (5 cm screed). This system is the cheapest. It’s the one with the greatest thermal mass (entire mass of concrete is hot), and it hardly allows intermittent and has difficulty reacting to free heat gains (sunshine).

The second option is heating by semi-dry soil in which the heating pipes are laid on an insulator with grooves in it. A protective mesh is placed over it. It also serves as a heat distributor. A screed is poured then over it and set. This system allows a better diffusion of heat (less heat loss to the underground) and a long service life for the pipes.

Lastly there is heating by dry soil. Again, the heating pipes are disposed in a preformed insulator. Metal plates are placed above and below the pipes and steel plates overlap together. A clevis is not required. The flooring can be placed directly on the steel plates. This system can be considered the best because it allows an unconstrained expansion of the pipe and has a low thermal inertia.

These low inertia radiant floors are generally appreciated for heating in highly insulated buildings for its responsiveness and renovation for its low height.

They are generally composed of a pipe made of crosslinked polyethylene, clipped into a diffuser, the whole is placed on a support (usually wood or insulation). The floor is then covered with a coating (tiles, parquet).

This system can also be used for cooling in summer for example with the use of a reversible heat pump.

The advantages of installing an underfloor heating kit;

  • – The large low temperature radiating surface, compared to radiators, ensures a pleasant warmth and allows the air temperature to remain low.
  • – The choice of a floor heating is also for aesthetic reasons: the heating is “hidden” in the floor and therefore does not require radiators. The freed space can be devoted to something else. In other words: the underfloor heating is invisible.
  • – The floor heating with hot water requires little maintenance. In addition, it consumes less than the heating by electrical soil.
  • – Low power consumption is due to heating of the room with low air temperature.
  • – The floor heating can be easily combined with other systems such as solar panels or heat pumps.


Does the system present any disadvantages?

  • – The floor heating has the disadvantage that the pipes should be installed underground. That is why this system is often used for renovations or new construction. This heating system is rarely found in older homes. In them it is nevertheless possible to cut grooves in the yoke that allow installing the pipes.
  • – It is not advisable to cover the ground sheet as the heat will remain trapped between tiles and carpet.
  • -In Case of transformations, and certainly when the parts are distributed differently, it is sometimes very difficult to adapt the underfloor heating.
  • – The floor heating is a slow warming and cooling system.
  • – For certain furniture or objects such as a piano or other wooden musical instruments, the underfloor heating can be quite harmful.

Current Status of London Property

London is a capital of most famous country England. London is one of most beautiful cities in the world. London, England’s capital, assault the River Thames, could be a 21st-century town with a history stretching back to Roman times. At its center stand the imposing homes of Parliament, the enduring ‘Big Ben’ Tower and Westminster Abbey, site of British monarch coronations. Through the Thames River, the London Eye observation wheel provides bird’s-eye views of the South Bank cultural complicated, and also the entire town. This article defines the property of London. Property of London divides into two types. One of is Government/National Property and second is personal property.

Government/National Property

British Museum is a top attraction of London and a government property. The world-famous British Museum parades the works of man from prehistoric to present, from around the world. Highlights embrace the inscription, the temple sculptures and also the mummies within the Ancient Egypt assortment. National Gallery is crowning glory of London. The supreme majesty of Trafalgar Square, London’s National Gallery could be a vast area full of Western European paintings from the thirteenth to the nineteenth centuries.Notice works by masters like van Gogh, da Vinci, Botticelli, Constable, Renoir, old master, and Stubbs.

As well because the permanent (and for good fascinating!) Dinosaur exhibition, the explanation exhibit boasts a set of the biggest, tallest and rarest animals in the world. See a full-size blue whale, a 40-million-year-old spider, and also the lovely Central Hall.

Sitting grandly on the banks of the Thames River is Tate Modern, Britain’s national Museum of Fresh and contemporary art. Its distinctive form is attributable to it antecedently being a Power station. The gallery’s restaurants supply fabulous views across town.

The Coca-Cola London Eye could be a major feature of London’s skyline. It boasts some London’s best views from its thirty-two capsules, every ten deliberation tons and holding up to twenty-five folks. Climb aboard for a wide-ranging expertise, with associate unforgettable experience of over fifty-five of London’s most famous landmarks.

The Science Museum makes able us to perform Olympic-standard mental gymnastics. Anyone can see, touch and experience the important scientific experiments and adventure, don’t forget the awesome IMAX cinema.

Take a tour with one in every of the Yeoman Warders around the Tower of London, one of the world’s most well-known structures. It first noticed 900-year history as a royal palace, jail, and place of execution, arsenal, jewel house and zoo! Look at the White Tower, tiptoe through a medieval king’s sleeping room and marvel at the Crown Jewels.

Personal Property

London is that the ideal town for any jet-setter and its luxury property market boasts a protracted history. The population and high demand of city for indulgence homes are owing to an inexpensive legal system, wonderful colleges, and an outsized money center. Though it’s not continually simple to seek out an ideal Georgian townhouse, there are luxury residences out there within the exclusive areas of Belgravia, Knightsbridge, Chelsea, and Mayfair. The fashionable crowd lives near the spirited bars of South Kensington and Noting Hill. Conjointly fascinating are the well-off areas of Regent’s Park, St John’s Wood, Primula Hill and, therefore, the north London neighborhood of Hampstead.


Special thanks to Warrington Digital for helping us get this blog live. We highly recommend their white label search engine optimisation services.…